Home insurance, also called home-owner / house-holder insurance is a means by which you can protect the structure of your home and also your precious belongings from perils such as fire, earthquakes, storms or floods (commonly referred to as STFI perils i.e. Storm, Tempest, Flood or Inundation perils), bursting or overflowing of pipes, and other calamities. It also can cover your valuable personal property such as electronics, jewellery, art and so on from burglary / theft and others.

Vehicle insurance (also known as auto insurance, gap insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. The specific terms of vehicle insurance vary with legal regulations in each region.

Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care expenses among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.